Insurance Claims

At the Seattle, Washington law office of Scott M. Donaldson, P.S., our practice is focused on maximizing our clients’ recovery in serious auto accident, injury cases, and denied car insurance claims.

If you have been involved in a car accident, truck accident, motorcycle accident, bicycle accident, or boating accident, how has your injury impacted your life, your family, and your ability to make a living? This is very likely the first time you have experienced a serious motor vehicle accident. Getting the coverage, care, and financial recovery you are entitled to can be complex and confusing if you are not familiar with the process.

Our firm practices exclusively in motor vehicle collision cases and denied car insurance claims, and Attorney Donaldson has over 25 years of experience handling personal injury and auto insurance claims. We can help you understand what care and other insurance coverage is available for you. To speak with a knowledgeable, attentive insurance claims lawyer, contact us today.

Car Accidents, Injuries, and Denied Car Insurance Claims

If the insurance company is not paying your medical bills or is failing to make a fair offer on your damaged vehicle, or if you are having difficulty paying your bills because your injury has put you out of work, we can help. There are a number of different insurance options available. Even if the other driver did not have insurance, you have other coverage options to pursue. These may include:

• Uninsured motorist claims
• Underinsured motorist coverage
• Liability insurance
• Personal Injury Protection (PIP) insurance
• Collision coverage
• Comprehensive coverage
• Health insurance

Uninsured and Underinsured Coverage

When there is insufficient liability insurance, other policies kick in to help you pay for your medical care. In the state of Washington, uninsured motorist or underinsured motorist coverage is a floating layer of coverage above the third party liability coverage. Auto PIP insurance (no fault coverage for medical bills) may be available to help you pay your medical bills and provide for loss of income and loss of household services. When your PIP expires, your medical insurance will, and must, pay your medical bills according to your policy.

You doctor may not be aware of how your insurance works, but we are. Trust our experience and knowledge of the system to help you navigate your insurance claim. If other insurance options have been exhausted, we also have the resources to refer you to medical professionals who are willing to wait for payment until your settlement is recovered.